TRID Fatigue? Here’s What Buyers Need To Know (In Plain English)
As with much that the CFPB does these days, there is some that is good, some bad, and some, just plain ugly. And for a
As with much that the CFPB does these days, there is some that is good, some bad, and some, just plain ugly. And for a
Introduction. The seller’s property disclosure form is second only to the home inspection report in giving buyers important information about the condition of the home they
Background. The Fair Housing Act (“FHA” or “Act”) was passed in 1968, and has been an important fixture in the law ever since. Essentially, its
HyperLinx has been on the prowl, assembling tasty tidbits of recent real estate news stories. Enjoy! 1. Residential Market Analysis, by Clancy Terry[1], Center for
The RMLS™ stats for May, 2105 are in. If you’re a seller it’s great news. If you’re a buyer, it means you’ll need equal doses
August 1, 2015 is showtime! That’s the date that the TILA/RESPA integrated disclosures rules (“Rules”) go into effect, compliments of the ubiquitous Consumer Financial Protection
“Bureaucracy destroys initiative. There is little that bureaucrats hate more than innovation, especially innovation that produces better results than the old routines. Improvements always make
I have been critical of the Consumer Finance Protection Bureau (“CFPB”) for many things, but providing good easy-to-understand information is not one of them. The
Section 25 of the OREF Residential Sale Agreement sets forth Seller and Buyer remedies for breach. They are materially different. If the Buyer refuses to
“24% of all purchase loans have a debt-to-income ratio greater than the CFPB’s Qualified Mortgage rule limit of 43% [of debt to income], a new